I have just replied to someone's post and realised I am already half way through my first year in the IVA I can not believe how fast that has gone and how my whole mind set has changed for the better - I have already had quite a few hurdles to over come boiler breaking ect but I am learning to take everything in my stride and deal with things as and when they happen not dreading every minute of my life like I was 6 months ago. Just wanted to share with those just starting the process as I know at the time everything is so overwhelming and everything seems negative. But I am looking forward to my life now - I also got a lovely bonus from work this month I have to hand over £195.00 of it but actually feel great that I am contributing a higher payment to my IVA this month and the rest I will use to treat my son. Happy days xx
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
Great post Harrysmummy78 and well done for getting this far - my how time flies! You'll be reflecting on your first whole year before you know it!
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
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Lovely to see a positive post on here. And Melanie, a lovely way to consider the IVA, put like that we are six tenths of the way through our IVA = thanks! I need all the positive vibes I can get