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Ox1987

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Post by Ox1987 » Fri Aug 30, 2013 2:43 pm
After letting the IVA approval sink in for a day. I wanted to share my gratitude and thoughts with you all.

I have been on a massive journey that has probably been the one of the worst in my life, only second to losing our daughter. I believed that I was super confident, indestructible and as a front row forward almost Incredible Hulk like. (CBT counsellor used that phrase) to understanding that Bruce Banner is there an is more vulnerable and not perfect. I accept that alot of things leading up to now caused me to have a massive breakdown which hopefully I am recovering from as I am due to be discharged from CBT and also I have been told to come of one of the meds. Apparently now I need to learn how to relax which is what my final session is going to me and they don't mean sleep or a bottle of red wine.
They keep calling me the duracell bunny as i don't stop.

Anyway mainly I want to thank Mel and her team, especially Tina for putting up with my calls, texts etc etc and always there when I am sure I would have told me to go away. Mel for all advice and support and also for being there to set me right which I often needed (as she supports Wales) and Amie for being brilliant at what she does and knows how to handle people in these difficult situations. I can honestly say you guys have given my family a fresh start in life and give a wife and children there husband and father back. For this I will be eternally grateful and you have helped also me to change my outlook on life. I now have changed in a person to understand what really matters in life and that challenges have to taken head on. I don't need to chase every dream and ambition relentlessly but see what I have already and cherish that. So thanks again for all the support from "team mel" you have honestly changed my life for the better.

Also thanks to all the supportive guys on here I know I have been tedious and like torture at times but you never gave up on me and have been there all the way.

And for those who read this believe me when I say you do get low and I have been to very dark places over the last six months. But it does not always rain and everyone will see the sunshine [8D] again. The right advice and support is the key and also facing both the debt issues and often the mental issues is the hard but correct thing to do. Often we dismiss issues that make us stressed just to get rid of the stress but it does come back and then you are natured just to dismiss in again and this becomes a circle of disaster. Facing and dealing with means that yet the stress may plateau but eventually it goes away permanently (something to do with hormones).

Anyway I have a year end to complete and then Dylans first football match to go to and am expecting to see other two who have been away with Grandparents for a week any minute.
I will stay and try to help other on this forum from my experiences but for now thank you all, take care and God Bless
 
 

Pandy

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Post by Pandy » Fri Aug 30, 2013 2:47 pm
What a lovely post to read Ox, so glad you have the light again.
I am sure your family really appreciate having 'you' back
If life is what you make it, I must have been in a strange mood when I made mine
 
 

Kelly O

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Post by Kelly O » Fri Aug 30, 2013 2:54 pm
That is a really lovely post and we are so pleased that you have come so far in recent months, you really have had some difficult times but you have come out the other side :-)

We are so pleased that your IVA was approved and you and your family can make a fresh start and enjoy your future together.

Happy celebrating this weekend and we wish you all the best for the future x
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
 
 

Foggy

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Post by Foggy » Fri Aug 30, 2013 3:36 pm
Great post Ox :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Shining

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Post by Shining » Fri Aug 30, 2013 7:28 pm
I echo it's a great post, I remember your dark days and so glad you're reflecting now and moving on. So happy for you and your family.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Ox1987

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Post by Ox1987 » Sat Aug 31, 2013 10:56 am
Thanks all and thanks Kelly
A bright sunny weekend to enjoy with less stress and anexity
Watching three stooges with the boys while the wife and baby have a lie in
Have a great weekend back to school next week
 
 

seagulls

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Post by seagulls » Sat Aug 31, 2013 11:40 am
What a lovely honest and thoughtful post Ox .
You are so right that we need to stop and appreciate all tnat we have instead of looking constantly for what we don`t have .
I know it sounds trite but I have found that counting my blessings on a daily baisis helps me even if some days this may be more difficult than others !
 
 

Foggy

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Post by Foggy » Sat Aug 31, 2013 11:54 am
I believe, Seagulls, that this is one of the positives I have learned during my time in an IVA .... stopping to think what I NEED, rather then what I WANT. I have come to realise that many things I thought I needed are mere fripperies, easily done without.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

plasticdaft

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Post by plasticdaft » Sat Aug 31, 2013 12:34 pm
Dark days can be lightened by opening up,even if it is only to relative strangers on a forum.

Ox your post will inspire people and you can take heart from that.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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