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fireblade3516

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Post by fireblade3516 » Mon Sep 30, 2013 5:58 pm
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Hi,

This is the first time I've been on this forum and I'm only a few months into my IVA and struggling to get to grips with it tbh. Today I went to renew my car insurance with Aviva and wanted to pay monthly, they declined to offer me this option. Does anyone have any suggestions as to insurers who will allow me to pay monthly?

Thanks in advance,
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Shining

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Post by Shining » Mon Sep 30, 2013 6:47 pm
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Hi and welcome to the forum. I'm with hastings direct. Some do decline those of us in IVA's I'm afraid, I'm sure others will be along soon to advise who to try.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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fireblade3516

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Post by fireblade3516 » Mon Sep 30, 2013 7:13 pm
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Hi lesley thanks for the reply, looks like I will have to try a few but may well start with hastings direct :-)
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Shining

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Post by Shining » Mon Sep 30, 2013 7:15 pm
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I think I went through quidco and claimed some cashback at the same time. It' might be worth a look.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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mazbrown

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Post by mazbrown » Mon Sep 30, 2013 7:28 pm
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Try nfu, really low arp for paying monthly
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esgt1967

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Post by esgt1967 » Mon Sep 30, 2013 7:36 pm
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Hi, I've just renewed and moved from Admiral to Budget and no problems with paying monthly.

Aviva credit search/check you when you do the quote and won't offer monthly payments if you are in an IVA. This is the first time I have had to renew car insurance in an IVA - stayed with same insurer for house insurance as I couldn't be bothered trying to find someone who would offer monthly payments and the renewal quote wasn't that bad anyway.
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mab

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Post by mab » Mon Sep 30, 2013 8:19 pm
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We are with swift - no problem with monthly payments and also just moved house insurance to them yesterday and pay monthly for both. Give them a go Quote is usually cheaper with them rather than the comparison sites. Never made a claim with them but have helped me get through my IVA with cheap payments x
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Foggy

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Post by Foggy » Mon Sep 30, 2013 8:58 pm
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Note of caution -- a lot of the comparison sites will reject you automatically on the grounds of the IVA, whereas the individual insurance companies might accept you --- going direct does also often get a cheaper quote as they are not paying a cut to the comparison site.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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fireblade3516

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Post by fireblade3516 » Tue Oct 01, 2013 9:56 am
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Thanks to everyone for the suggestions - here goes :-)
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harrysmummy78

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Post by harrysmummy78 » Tue Oct 01, 2013 10:16 am
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Hasting were brilliant the customer service was fab I rung up told them we were in an IVA they went off to check said it was absolutely fine to pay monthly and even knocked some off the price quoted. :)
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
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canaries

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Post by canaries » Tue Oct 01, 2013 10:37 am
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Tesco's are fine as well.
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simon1883

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Post by simon1883 » Tue Oct 01, 2013 11:22 am
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The reason that you were declined is because the monthly payments are set up as a credit agreement through a third party. Hence the APR
Last Payment on Jan 5th 2016!
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