Off the dreaded register

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clairemichelle

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Post by clairemichelle » Sat Oct 26, 2013 8:08 am
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Ive checked the dreaded ir this morning and my names gone. YES.
That has been one of the negative points of the iva. I suppose I can consider myself solvent again. Yay.

What a week its been cc on monday dated 15oct. Exactly 1month after my 5 yr anniversary and now off the register. A little celebration tonite.

Hope this post shows that we all will get there.

Cm xx
Iva payments complete 5sept13. Cc dated 15oct13
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Hair_bobbles

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Post by Hair_bobbles » Sat Oct 26, 2013 8:53 am
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enjoy the celebration- we had a bottle of champagne to celebrate the iva dropping off the public record & our credit file! BUT the real celebration won't begin until credit file is cleaned up & everything has disappeared into the ethos!!
IVA COMPLETED & CLEAN CREDIT FILE.

An old bible proverb says this: the rich one rules the poor, and the borrower is a slave to the lender.

How true are those words of wisdom.
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Foggy

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Post by Foggy » Sat Oct 26, 2013 10:42 am
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Great news Claire <<hugs all round >>
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Shining

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Post by Shining » Sat Oct 26, 2013 11:41 am
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fab news
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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MelanieGiles

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Post by MelanieGiles » Sat Oct 26, 2013 12:59 pm
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That is quick! Well done, and best of luck for a debt-free future!
Regards, Melanie Giles, Insolvency Practitioner
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wickerwish

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Post by wickerwish » Sat Oct 26, 2013 1:21 pm
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Jammy sod lol. I'm waiting to see if mine drops off this week. Three month after completion certificate.
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MelanieGiles

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Post by MelanieGiles » Sat Oct 26, 2013 2:29 pm
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It is about time wickerwish. I have had other clients who have had their entries removed much quicker. Let me know if it doesn't happen.
Regards, Melanie Giles, Insolvency Practitioner
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YorkshireLad

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Post by YorkshireLad » Sat Oct 26, 2013 3:02 pm
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Claire & I seem to be IVA 'buddies' - my CC was also dated the 15th, and I'm also off the register. Does the IP let BIS know at the same time they let us know, or can they sometimes be a bit tardy? I was expecting it to take much longer - not that I'm complaining!

Gary
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clairemichelle

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Post by clairemichelle » Sat Oct 26, 2013 3:48 pm
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Thanks all For ur kind comments. What a week :-)
Gary...yippee glad uve come off too. 15th must be our lucky day!
Wickerwish..sorry urs has taken longer. Hope its gone soon. X

Vodka is calling me tonite[:D]

Cm x
Last edited by clairemichelle on Sat Oct 26, 2013 3:51 pm, edited 1 time in total.
Iva payments complete 5sept13. Cc dated 15oct13
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wickerwish

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Post by wickerwish » Sat Oct 26, 2013 5:16 pm
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Save me some vodka clairemichelle lol or have one for me
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MelanieGiles

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Post by MelanieGiles » Sun Oct 27, 2013 12:00 am
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The Registrar is notified at the same time as you are. The problem lies within the Insolvency Service's Human Resources - and they do have up to three months in which to update their system.
Regards, Melanie Giles, Insolvency Practitioner
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YorkshireLad

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Post by YorkshireLad » Sun Oct 27, 2013 12:27 am
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I, too, went out for a few beers with a friend in celebration. Really glad we get the extra hour in bed with which to recover :-o

Gary
(in our own beds, I mean, she's a married woman (and not to me))
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deepinit

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Post by deepinit » Sun Oct 27, 2013 12:27 pm
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Well done and great news, thats my next step had my F&F accepted on thursday and they said CC should be within 90 days, it still seems strange waking up and not being in an IVA
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