hi i received a letter today from a company called carrington enright it simply said to call them urgently regarding a legal issue i need to be aware of,i called the freephone number provided as i was worried i was in some sort of trouble! on contacting them iwas told it was regarding my iva basically this man told me i that i was being ripped off by being in a iva and my debts were not being paid and at end of iva i would still be in debt i told him the iva company i was with had been brilliant and that i was hoping to receive a lump sum shortly from a personal injury claim which i hoped would give me enough to offer a lump sum to pay iva off.i was told it dint work like this and the compensation i would receive would be classed as a windfall and would be taken off me he advised me not to tell iva company of any money i receive as they would take it off me and just line there own pockets and to stop paying into the iva straight away,and not to contact them about the letter as they would just say they were a company that were just trying to get money out of me to go bankcrupt he said this is not the case he works for a company that has been set up by the goverment to investigate the iva company,im at my wits end i dont know if ive done the right thing if ive ended up further in debt than when i started like this company say i have and if im going to lose the compensation i am going to be awarded for a accident i was in before i started iva and made them aware of before i entered into it in the proposal it says im hoping to keep it but doesnt actually say i can should i make my ip aware of this letter or should i keep quiet like this company advise
Total rubbish and send any letters like this to your IP. You are in a legal arrangement with your creditors ratified by the court so do not be worried about some cold caller on the phone!!!!
What Carrington Enright have told you is nothing short of a scam in itself -- they know nothing of your circumstances, are IN NO WAY connected to the Government, and guess whose pockets THEY want to line ?!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
thank you for your replies,i have calmed down this morning and can see clearly that this is a scam,cant believe what some of these people do to get money out of you,makes me so angry ! i will send the letter to the iva company perhaps they will be able to warn there other clients about these people,thank you again for your replies xx
And here we go again .......... I do hope that this company are appropriately authorised to engage in the provision of debt advice. I would like to check this out, so could someone scan and e-mail me one of these letters please.
hi it doesnt say on the letter who they are regulated with it just states a company num which is 08635282 when i phoned they just said they were a company the goverment had set up to look into iva companies and told me i was never going to pay my debt off only end up further into debt and lose compensation even though i was advised prior to iva it was not classed as a windfall if i didnt take there advise he told me to stop paying iva not to tell them bout letter and when the iva failed they would guide me through going bankcrupt wasnt happy with that,but felt sick thinking if i had done wrong thing going into a iva i havnt got a scanner to copy the letter but the contact number is 08009949449 i will forward the letter tomo to my iva company
Terrible to advice to advise you to stop paying your IVA without a full fact find, also it is a blatent lie to say that they have been set up by the government to investigate IVAs
So infuriating that this sort of letter is still being issued. When we got one (can't remember from whom) I really laid into them on the phone to such an extent that they put the phone down on me!
Please email the details to Mel and Andy - they will sort them out!!
Foggy is quite right - they know nothing of your circumstances and most of the time they just want to help you go bankrupt and charge you a fee for this in addition to the bankruptcy charge.
hi thank you i cant scan the letter i have not got a scanner but i put the details of it in the post above sorry hope thats ok failing that i can post it you if that helps thanks again