Payment break

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garymitch

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Post by garymitch » Fri Dec 27, 2013 3:27 pm
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Hi all!!

I was looking for some advice and cannot speak to Freeman Jones until the new year due to opening hours. I've been in my IVA for approaching 18 months and made every payment required but was wondering if my IP is likely to allow me a payment break to buy a new bed?? Mine broke last month and it's not very nice sleeping on a matress plonked on the floor! Would it be a reasonable request for me to ask for a break for 1 month??
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Foggy

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Post by Foggy » Fri Dec 27, 2013 4:32 pm
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I would have said it was reasonable -- after all, it will be added on at the end, so it isn't as though they are giving you anything.

Mattress on floor = bad sleep + bad back = ill health
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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mazbrown

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Post by mazbrown » Fri Dec 27, 2013 11:19 pm
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Agree with foggy , just send in the receipt . You'll be fine
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luluj

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Post by luluj » Sat Dec 28, 2013 6:44 am
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Why not look on freecycle or ebay for a bed frame .... This time of year you be lucky in finding that won't require a payment break from your IVA.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Sarah Jolly

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Post by Sarah Jolly » Thu Jan 02, 2014 10:33 am
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Hi garymitch

I'm sorry you've had to wait to speak to us.

I believe you've just spoken with Rachel and she has arranged a payment break for you.

If you need anything further please let us know.

Sarah
Sarah Jolly IMA CMAP - A member of the IVA team at Freeman Jones
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