Well after several message to the customer services email at GT, I got a response saying my IVA has now passed the first closure process and has now passed onto final closures for final report and overall closure. They also confirmed that the Mass Variations meeting of creditors agreed that my IVA can close and any PPI can be dealt with separately. I am over the moon as I now have it in writing that I'm on the final leg of this long journey and can finally see the end in sight.
I'm so pleased you don't know! [:D][:D][:D]
IVA completed!!! Looking forward to getting my life back! Stay positive and you'll get there in the end.
Oh, I did get the name wrong LOL! [:D] Glad it made you laugh and hope that Foggy doesn't take offence or I'm in do-do! [:D]
Thanks Melanie, its a great feeling but who knows when it comes to GT that things will be as smooth as they should be.
IVA completed!!! Looking forward to getting my life back! Stay positive and you'll get there in the end.
Just a thought, if one completes an IVA early, is there anything you can progress wrt improving credit rating etc before the 6 year point? If not, I guess there is no great urgency in chasing the CC or are there other benefits?
No, Gareth, the credit rating will remain shot for the usual 6 years. However, especially with GT, until you get that CC you are still liable to pay over windfalls or inheritances or the like/ However unlikely it would be galling to have to lose something like that merely because of delays by your IP, having fulfilled your end of the bargain thus far.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
