'm after some advice if anyone can help. Our fridge freezer broke 2 weeks ago and with it lost all the contents, together with that, when my husband was moving the fridge freezer out he ripped the lino in the kitchen. We have accidental damage so figured we would try and claim...here lies my problem..Having rung our insurance company it would appear that we made 3 claims on previous insurance policies that we didn't declare which spanned over 5 years, this was purely an oversight (albeit would now appear a very costly one) and was never brought to our attention when we took the policy out last March. We were told that our current claim would not be processed until our policy was reviewed by the underwriters. We have had a call today advising that our policy is nil and void. I understand the reason behind this and no rules are in place, but am struggling now where to go now with this. As it stands we now have no cover and need to resolve this issue asap. Has anybody had a similar experience that can help...I'm worried sick we aren't going to get insurance and if we do will be paying a fortune...not sure my week could get any worse!!!! ps sorry if i've posted in wrong place
its not the losses I'm worried about foggy, its having no insurance...I feel sick to the stomach, I'm the most honest and law abiding person you could meet and through stupidity didn't read the form properly and rushed completing it..it was at the same time we were starting the iva our heads were all over the place ( the claims we missed of went back 3-4 years and only totalled about £350) I'm now worried sick we wont get insurance or our premiums will be sky high...I've looked on line and am getting no where
