I posted then realised that the thread was asking for people's comments who had completed their iva's so I deleted my post....as I have not yet got anywhere near completing my IVA.[:I]
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".
Hi, I finished my iva last February and got my cc in may and to this day can't believe its actually over...but it feels good, I still haven't applied for any credit and save for what I need but the few extras I couldn't afford whilst in the iva I now can and its gr8. I think from time to time we have all felt that there is no light at the end of the tunnel but it does arrive[:)]. So try to keep ur chin up good luck with the rest of ur journey [:)]