Yesterday was the 2nd Anniversary of my IVA been accepted. Those years have flown and I hope the restgoes by as quick. I have had some ups and downs, but It's still nice to get to the next Pay Day without a Credit Card Bill or using an Overdraft![:D]
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Hi, well done on getting to your two year point, sure the rest of the time will fly by now. We have just made our 15th payments and our first annual review has just been completed and I can't believe how quickly it has gone - 25% of the 5 years gone already (although will probably have to do another year). I don't normally drink very much but bought a couple of bottles of beer for us yesterday to celebrate getting through over a year without using credit cards or an overdraft. I feel like it is a massive achievement for us and think we should be very proud of ourselves (I'm not usually such a show off but am so pleased that we have got this far in the IVA without too much pain). Best of luck to everyone else wherever you are on your IVA journey and all the best for the future for those of you lucky enough to have come out the other side.
Well done. Its hard to lose track on why we went on an IVA in the first place but one monthly payment and know your outgoings is problably a deciding factor. 60 payments down to 36. Defo in a good place
Well done, For me the first 2 years were the worst it is not to bad once you are over half way.
I am just getting to a point where I can see a little candle flickering at the end of a dark tunnel, I hope it will get brighter as the next 12 months go by.
If life is what you make it, I must have been in a strange mood when I made mine
