I made the last payment on my IVA in November 2013. How do I get defaults removed ?

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Penny.03

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Post by Penny.03 » Wed May 28, 2014 3:33 pm
I made the last payment on my iva in November 2013 and I am just waiting for my completion certificate. I have been looking at my credit file and there are two defaults on there from two of my creditors how do I get these removed please?
 
 

Shining

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Post by Shining » Wed May 28, 2014 7:26 pm
Firstly to get them dated correctly, write to the creditors direct and after 6 years they do drop off your credit file as will your IVA. Hope that certificate arrives very soon.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Penny.03

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Post by Penny.03 » Wed May 28, 2014 7:41 pm
My iva was for 6 years and that was last November everything else has come off except to and my iva still shows
 
 

Shining

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Post by Shining » Wed May 28, 2014 8:06 pm
Write to the creditors defaulting you, they should not default you after start of IVA date. You need that completion certificate I think so I would keep badgering them for that.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Penny.03

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Post by Penny.03 » Wed May 28, 2014 8:07 pm
Thank you for all your advice will get onto them
 
 

Shining

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Post by Shining » Wed May 28, 2014 9:22 pm
http://www.beatmydebt.com/individual-vo ... -after-iva

Here's a link that may be worth a read.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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