i have 18 months left of my IVA and have the option of a F&F settlement due to a gift. i pay £379 per month, would I multiply this by 18 months to come to a figure or offer less than this? Also what information would DFD require for this? Would it mean that the IVA is complete? Would they still look at remortgaging the house? I am in negative equity anyway so no money available!
I need to have an idea of what to offer and then they will confirm if they can fund it. About 5500 should not be a problem. I have read on here to offer slightly less?