Congratulations on getting your certificate! As you know the completion certificate is proof that you have completed your IVA successfully and the Insolvency Service register will remove your details but this can take up to three months.
Keep an eye on your credit record in the meantime and if you find it hasn't updated after the three months or the Insolvency Register has changed but your credit report hasn't you can request a change. We have a handy guide on our website and a template letter should you need it.
I work alongside Melanie Giles and Kelly O at PJG Recovery. Picking up the phone is the hardest part, from then on things WILL get better... For help, find our contact details at www.pjgrecovery.com or www.melaniegiles.com
I only got my completion certificate a couple of weeks back but the record of my IVA has already disappeared from the Insolvency Register. Credit report however yet to be updated so expect that to take nearer three months.
Only the free monthly report I get from Noddle, the most recent of which was produced under a week after the completion certificate had been issued so I wasn't surprised that the completion of my IVA wasn't shown on that given the short timescale. Interested to see what my next monthly report says when available in mid July.
