Credit reports and Insolvency register

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kelse

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Post by kelse » Mon Jun 30, 2014 8:02 pm
Hi, I've just checked the insolvency register and my name is no longer on there (this has only happened in the last week or so). I'm just wondering, does your name coming off that usually coincide with the iva coming off credit reports? Also, when are the credit reports updated? I checked mine a few weeks ago and wouldn't want to waste money on checking them again if they won't have been updated. Thank you.
 
 

Foggy

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Post by Foggy » Mon Jun 30, 2014 8:07 pm
Hi --- the name drops off the Insolvency Register up to three months after completion. The IVA will remain on credit reports for 6 years from the start of the IVA. Useful info here:

http://pjgrecovery.com/clean-up-credit-rating.asp
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

kelse

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Post by kelse » Mon Jun 30, 2014 8:31 pm
Thank you for your reply. I started the iva back in 2007 so it's been 7 years so far. Hopefully it will come off soon.
 
 

Shining

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Post by Shining » Mon Jun 30, 2014 8:33 pm
Try Noddle as that is free to check for life..then when it's gone from there pay the £2.00 for the other two maybe, it's what I did.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kelse

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Post by kelse » Mon Jun 30, 2014 8:36 pm
Brilliant, thank you.
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