Officially, no. There is also the credit check to overcome, although a few have managed. If your IP discovers you using credit they could fail the IVA.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
You can normally get credit up to £500 without permission and this would allow you to buy goods from an agent for example. As Foggy says you will likely fail a credit search but also get approval from your IP.
No, a catalogue is considered extra credit and is a breach of the terms of the arrangement.
Regardless of the £500 clause most arrangements state that NO further credit facilities at all may be taken with the exception of utilities. That means absolutely no credit - even for £10 - can be taken without the permission of your IP.
If it was for an essential item then a payment break from your iva may be the appropriate way forward ..in any means I would be seeking a definitive answer from your IP.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
