Looking into claiming PPI ourselves. Where can we find information about our creditors ?

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Caroline.77

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Post by Caroline.77 » Mon Nov 03, 2014 4:42 pm
Hi, wondered if someone could help me please? We are looking into claiming back PPI ourselves and was wondering if anybody knows where we would need to look for information about creditors we've used in the past? I remember a few but not all?!
 
 

harrysmummy78

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Post by harrysmummy78 » Mon Nov 03, 2014 5:29 pm
We have just been in the process of PPI claims with Melanie Giles team we went on to Credit Expert/experian which listed all credit accounts this is the only information they required from us
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
 
 

Caroline.77

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Post by Caroline.77 » Mon Nov 03, 2014 5:32 pm
Thank you for response, do they not only give you creditors from the last 6 years? I'm wondering about creditors before then?! Will I need account numbers also?
 
 

harrysmummy78

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Post by harrysmummy78 » Mon Nov 03, 2014 5:40 pm
I am presuming all creditors as we found out my husband had PPI on loans & Mortgage that he had with his ex partner 11 years ago, not sure about account numbers I have just had a quick look at my credit report doesn't show them on there but gives you contact details of the creditor
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
 
 

Foggy

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Post by Foggy » Mon Nov 03, 2014 5:54 pm
Over the last 6 years will show on your credit reports, which you can get for £2 a pop from each of the three agencies. Industry users I think seem to be able to go back further ( maybe from archived reports).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Caroline.77

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Post by Caroline.77 » Mon Nov 03, 2014 6:19 pm
Fab thank you, am I ok to look on my credit file with no detrimentmental effects? We have 6 months left on our IVA?
 
 

harrysmummy78

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Post by harrysmummy78 » Mon Nov 03, 2014 6:24 pm
yes absolutely fine I think Credit Expert do a 30 day free trial :)
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
 
 

Foggy

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Post by Foggy » Mon Nov 03, 2014 6:26 pm
You will leave no stain on the file by getting copies of your own reports, to which you are entitled.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Caroline.77

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Post by Caroline.77 » Mon Nov 03, 2014 6:37 pm
Fab news, thanks again :D
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