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Foggy

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Post by Foggy » Thu Dec 04, 2014 9:14 pm
I might hold you to that Hubert --- Thanks :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

linrog

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Post by linrog » Thu Dec 04, 2014 9:30 pm
is it possible that this mel could come on this thread and explain her side of events
full final paid over 29/2/16 cc arrived 12/4/16 its all over
 
 

Foggy

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Post by Foggy » Thu Dec 04, 2014 9:40 pm
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by linrog

is it possible that this mel could come on this thread and explain her side of events
If I were Mel, I don't think I would like to, after some of the things that have been said.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

recovering

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Post by recovering » Thu Dec 04, 2014 9:46 pm
I agree Foggy
 
 

linrog

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Post by linrog » Thu Dec 04, 2014 9:55 pm
i can understand that but there are alot of angry clients and maybe if they heard her side of things would calm things down
full final paid over 29/2/16 cc arrived 12/4/16 its all over
 
 

abbiesmum2003

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Post by abbiesmum2003 » Thu Dec 04, 2014 11:31 pm
ive often wonderedif shes following these threads or if the other experts on here who know her or who are in contact have informed her whats going on. I realise she cant do anything about it but just out of curiosity just wondered if she knows the situation with CF
 
 

ridingthestorm

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Post by ridingthestorm » Fri Dec 05, 2014 2:59 pm
Business is Business, Mel's made a few quid and so be it. Good luck to her.

We would of all done the same if we were in her boat, and your only kidding yourself if you don't believe that. I'm past worrying now about what CF are going to do. In all fairness the review form looks a lot better than some and I know for a fact I will be adding extra in a few boxes I didn't use last time.
Loved Money, Hate Credit, Road to Recovery.... IVA started 3/3/14 -- IVA F&F accepted 18/5/17 :D
 
 

Garcks

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Post by Garcks » Fri Dec 05, 2014 3:03 pm
I've just sent my annual review form off, so will let you know how it goes!
First annual review (with CreditFix now) underway
 
 

recovering

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Post by recovering » Fri Dec 05, 2014 4:03 pm
Garks did you find it easy to fill out? did you use PJG form for reference at all?
 
 

Garcks

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Post by Garcks » Fri Dec 05, 2014 4:12 pm
Hi recovering. Yes, I did refer back to my PJG form for reference and found it easy enough to fill in.

Thankfully the NatWest banking website makes it very easy to download pdf statements and I had kept my wage slips and scanned them in at work.

CF had sent me their form in paper format, so I re-created it in Excel with formulas to total everything up, and so I could send everything in by email rather than the post. I'm happy to send you the blank Excel template if you wish.

My review was actually quite tricky as I've had rather significant increases in both income and expenditure during the first year of my IVA, so it took a little time to get all the figures down and presented correctly.

Now it's just a waiting game for the outcome.

p.s. I still haven't been asked to sign their terms & conditions.
First annual review (with CreditFix now) underway
 
 

recovering

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Post by recovering » Fri Dec 05, 2014 10:11 pm
I haven't been asked either but I expect the letter/email is coming! Thanks for the offer as I don't have office on my laptop ( apparently you now have to purchase seperately) I dont think I can do it that way?
 
 

thisusernameistaken

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Post by thisusernameistaken » Sat Dec 06, 2014 3:31 pm
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by recovering

I haven't been asked either but I expect the letter/email is coming! Thanks for the offer as I don't have office on my laptop ( apparently you now have to purchase seperately) I dont think I can do it that way?
You can use Google Docs, OpenOffice or Libre Office for free. All will open, edit and save Microsoft Office documents no problem.

Google: www.google.co.uk/docs/about/
OpenOffice: www.openoffice.org/why/index.html
Libre Office: www.libreoffice.org/

Google Docs is online (and will sync with your phone/tablet easily which is useful). Libre and OpenOffice are 'download & install' like Microsoft Office.

Garcks, if you have the spreadsheet and you're happy to share, could you pop it on Google Drive or Dropbox etc and share the link here? I'd appreciate the electronic version.
 
 

recovering

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Post by recovering » Sat Dec 06, 2014 3:58 pm
Awww that is really kind thank you! I have downloaded the open office thing! Hopefully i can 1 find it again and 2 work out how to use it!
 
 

thisusernameistaken

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Post by thisusernameistaken » Sat Dec 06, 2014 4:46 pm
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by recovering

Awww that is really kind thank you! I have downloaded the open office thing! Hopefully i can 1 find it again and 2 work out how to use it!
If you need a hand just ask. :)
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