I was (ended up with) GT who are also a large faceless company who have a specialised department for everything .... like a variations department. So it appears do Creditfix.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Any offer made is your offer and can be amended as you see fit. Foggy's suggestion is a good one but if the IP firm delay too much you could end up in breach!
Speak to the IP and perhaps you may get more satisfaction.
Managed to get through to the 'client supervision' dept at CF today and spoke to a knowledgable person.
She advised that it is the person offering to make the F and F lump sum that writes the letter saying why they are offering to do it. Is this right? As another person at CF told me it's me that writes the letter.
Last edited by Ruth.mh on Tue Dec 16, 2014 9:00 pm, edited 1 time in total.
Dreaming of the day that I'll finally be debt free!
Different IP's have their different foibles. In my experience it is you who will make the offer, even if using 3rd party gifted funds .. after all it is your IVA, not theirs.
In my case my IP did all of the leg work from a phone conversation, but I was not using funds from a third party. They will, in any event require a note from said third party explaining that the funds are theirs and are available for the purposes of the F&F offer only.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014