Get expert opinion. This is the place for new questions to be posted.
			
	
		
		
			
				
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					Jay H					
					
															
										
																				 
				- Posts: 150
 				- Joined: Sun Jan 22, 2012 4:30 pm
 				
				
																			- Location: United Kingdom
 
													
																
				
					
															
					
					
					1 more payment left and that is 5 years of my IVA done with happy days..now to sit and wait for my certificate to arrive
					
					
															
															I am no expert but would like to give advice based on my own personal experience...
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
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					Michael Peoples					
					
															
										
										Industry Expert										 
				- Posts: 15189
 				- Joined: Mon Nov 03, 2008 12:36 pm
 				
				
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					Enjoy the extra cash and hopefully the cert come soon.
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
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					Shining					
					
															
										
																				 
				- Posts: 27019
 				- Joined: Thu Sep 20, 2007 8:57 am
 				
				
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					Well done, hope that certificate is received soon and then you're 100% debt free.  Good feeling I bet x
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
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					Foggy					
					
															
										
																				 
				- Posts: 33395
 				- Joined: Fri Dec 17, 2010 11:14 am
 				
				
																			- Location: United Kingdom
 
																						
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					Great news -- time to plan that summer break 

 
					
					
															
															My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed  23rd July 2013 .... C.C. 10th January 2014
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
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					andrea1968					
					
															
										
																				 
				- Posts: 960
 				- Joined: Wed Oct 20, 2010 11:32 pm
 				
				
																			- Location: United Kingdom
 
													
																
				
					
															
					
					
					Just got our certificate, only took a month. Well done Jay H.
Enjoy.
					
					
															
															full and final accepted January 2015
iva agreed; August 2010
iva would have completed; August 2017
extra year thank's to NRAM
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
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					Croydon lady					
					
															
										
																				 
				- Posts: 80
 				- Joined: Sun Jul 14, 2013 10:10 am
 				
				
																			- Location: United Kingdom
 
													
																
				
					
															
					
					
					Congratulations, isn't it a wonderful feeling? [:D]
					
					
															
															last payment  made August 2013,Completion Certificate received 12 November 2014
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
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					luluj					
					
															
										
										Forum Expert										 
				- Posts: 11333
 				- Joined: Sun Dec 09, 2007 6:54 am
 				
				
																			- Location: United Kingdom
 
													
																
				
					
															
					
					
					Well done ... enjoy debt freedom
					
					
															
															Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
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					Struzzo39					
					
															
										
																				 
				- Posts: 1820
 				- Joined: Sun Jan 24, 2010 5:56 pm
 				
				
																			- Location: United Kingdom
 
													
																
				
					
															
					
					
					Were same as you Jay H, Good luck for the future. Cant wait to move on
					
					
															
															Steven & Debbie