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					recovering 					
					
															
										
																				 
				Posts:  1623 Joined:  Mon Sep 26, 2011 8:27 pmLocation:  United Kingdom 
				
					
															
					
					
					36 payments made 
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					lifenoteasy 					
					
															
										
																				 
				Posts:  3248 Joined:  Thu Feb 05, 2015 2:26 pmLocation:  United Kingdom 
				
					
															
					
					
					48 payments and the same feeling here.
					
					
															
															IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment.  It was not always easy but then some of the best decisions aren't.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Struzzo39 					
					
															
										
																				 
				Posts:  1820 Joined:  Sun Jan 24, 2010 5:56 pmLocation:  United Kingdom 
				
					
															
					
					
					Well done both of you on coming so far. We all have up and downs along the iva journey but just look how far you have both come.
					
					
															
															Steven & Debbie
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Foggy 					
					
															
										
																				 
				Posts:  33395 Joined:  Fri Dec 17, 2010 11:14 amLocation:  United Kingdom
					
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					Time does fly !
					
					
															
															My opinions are merely that .. opinions based on experience. Always seek professional advice.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					plasticdaft 					
					
															
										
										Forum Expert										 
				Posts:  9562 Joined:  Wed May 21, 2008 12:45 pmLocation:  United Kingdom 
				
					
															
					
					
					Little targets, dont think about the finishing line too soon (although never lose sight of what you are aiming for).
					
					
															
															Discharged today the 8th feb 2012. View is much brighter now.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					longroad2freedom 					
					
															
										
																				 
				Posts:  42 Joined:  Thu Jun 27, 2013 3:56 pmLocation:    
				
					
															
					
					
					It honestly does not feel long ago that i was where you are right now!! I am three payments to go after the 6th year extension.
Keep the faith!!!! 
IVA's do work 
 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					linrog 					
					
															
										
																				 
				Posts:  305 Joined:  Sat Oct 04, 2014 7:16 pmLocation:  United Kingdom 
				
					
															
					
					
					40 payments down  its been a big learning curb one that i really welcome
					
					
															
															full final paid over 29/2/16 cc arrived 12/4/16 its all over