Thank you Andy, Greg at CF thinks it will be 2 weeks for CC but I believe it would be longer. He says it's straight forward so should be about 2 weeks. Once we get that I will get experian reports etc. it will be over 2 years before everything starts to come off the file but I want to make sure it all goes ok. Hopefully nothing will happen to delay the CC
Thank you everyone. I never want credit again! We will need a new car in a couple of years or so but I intend to save for that. We will need to repair our score but only because we may move in the future. I don't regret going into the IVA although at times I wished I hadn't. I'm going to write a blog post about my journey. Although I never posted much in the forum I am so grateful of the support I received from day 1 and knowing that so many others were on this same path walking with me x
