Insolvency Register

Get expert opinion. This is the place for new questions to be posted.
8 posts Page 1 of 1
Post Reply
 
 

DCX1983

User avatar
Posts: 46
Joined: Sat Apr 13, 2013 9:34 am
Location:
Post by DCX1983 » Mon Jun 15, 2015 5:26 pm
Quote
Hi,
When will IVA come off Insolvency Register following receiving CC?
Top
 
 

Foggy

User avatar
Posts: 33395
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Mon Jun 15, 2015 6:05 pm
Quote
Policy is that you remain there for three months -- in practice some come off within a couple of weeks ( it depends upon whether the member of staff who picks up your "docket" has read their operating manual. )
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

MrsR

User avatar
Posts: 1201
Joined: Mon Oct 31, 2011 9:30 pm
Location: United Kingdom
Post by MrsR » Mon Jun 15, 2015 6:35 pm
Quote
We finished 29th April and We're still on the register- check it daily !

Our credit files have been updated last month however, so reckon the 3 month rule will apply to us.
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
Top
 
 

relieved33

User avatar
Posts: 1166
Joined: Mon May 18, 2009 7:22 pm
Location:
Post by relieved33 » Mon Jun 15, 2015 7:46 pm
Quote
I came off really quickly yet hubby had to wait. Lucky dip!
Top
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:
Post by Shining » Wed Jun 17, 2015 5:38 pm
Quote
Agree it's a lucky dip. Some companies make you wait the entire 3 months but hoping yours comes off quicker.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Top
 
 

briggadeen

User avatar
Posts: 333
Joined: Thu Dec 10, 2009 9:24 pm
Location: United Kingdom
Post by briggadeen » Sat Jun 20, 2015 9:29 am
Quote
Is it 3 months from last payment or on receipt of completion certificate?
Top
 
 

MrsR

User avatar
Posts: 1201
Joined: Mon Oct 31, 2011 9:30 pm
Location: United Kingdom
Post by MrsR » Sat Jun 20, 2015 9:38 am
Quote
Can be up to 3 months from completion certificate date.
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
Top
 
 

Foggy

User avatar
Posts: 33395
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Sat Jun 20, 2015 9:53 am
Quote
As Mrs R says -- the clock starts ticking when you have the completion certificate.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
Post Reply
8 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”