When does an IVA come off credit report

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Dougie

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Post by Dougie » Fri Jul 17, 2015 3:35 pm
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Does your IVA come off your credit report as soon as you complete, or 6 years after acceptance like other debts?

We received our CC this week (yippee) and I checked the Insolvency Register and was delighted to see we are off it immediately!

Wondering if the credit report will also be update straight away?
Last edited by Dougie on Fri Jul 17, 2015 3:56 pm, edited 1 time in total.
IVA Accepted - Sep 2009
F&F Accepted - Oct 2014
CC Received - Jul 2015
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Michael Peoples

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Post by Michael Peoples » Fri Jul 17, 2015 3:49 pm
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Six years from the date the IVA started should clear most if not all adverse information. Get your credit files at this time and you can then see about removing information that should no longer be there.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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Dougie

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Post by Dougie » Fri Jul 17, 2015 3:55 pm
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Thanks, I subscribe to CreditExpert and Noddle so keeping a close eye on both.

By October it should be looking a lot healthier.
IVA Accepted - Sep 2009
F&F Accepted - Oct 2014
CC Received - Jul 2015
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Foggy

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Post by Foggy » Fri Jul 17, 2015 4:37 pm
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Useful hints and tips here Dougie:

http://pjgrecovery.com/clean-up-credit-rating.asp
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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