You should be ok 6 years after the start date of the IVA, so long as your credit files are clear of the iva/defaults and he's off the register.
Once you've achieved this you'd then need to speak to a specialist broker. Ryan and Shaun are experts on here, their details can be found on the experts page.
Steve.
There's more to life than money....but it does help!!
64 payments made. Full and final with payments made to date accepted on 26/05/15 completion certificate received 17/06/15
Agree with the above and you will also need a decent size deposit as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Jackie One of the mortgage experts on here, Shaun or Ryan should respond or you can contact them yourself under the experts section. Credit Rating will not be cleared until 6 years after the start date.
completion certificate received 17/06/15 
