Congratulations - Lidl do some nice steaks at the moment:)
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
My Blog details, the route I took before IVA, how I choose my firm, equity release advice (year 4-5), challenging the CRA's keeping IVA on credit file once gone from insolvency register
IVA ended August 2015. Would recommend McCambridge Duffy
Fab news. Well done. It gives hope to some of us who hopefully should be receiving our CC soon. I thought it takes about 3 months for the record to be removed
It can take up to three months - some are sooner. Mine was off in a couple of weeks but others, even though they have complained (Foggy was one) were told that it was the full three months. Depends on where you are in the pile I suppose!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk