My creditors meeting was yesterday but I haven't heard the result.

Get expert opinion. This is the place for new questions to be posted.
32 posts Page 2 of 3
Post Reply
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Sat Apr 30, 2016 2:53 pm
Quote
Re. the Insolvency Register ... I didn't appear on there for 6 months !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Sat Apr 30, 2016 2:55 pm
Quote
I was on there within days!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Sat Apr 30, 2016 2:59 pm
Quote
Maybe that's why they kept me on so long after ..... to make up for it :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Sat Apr 30, 2016 3:03 pm
Quote
LOL!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

Greg.12

User avatar
Posts: 19
Joined: Wed Mar 23, 2016 2:25 pm
Post by Greg.12 » Sat Apr 30, 2016 3:07 pm
Quote
Thanks everyone! I'll just have to wait and see.
From everyone's experience are many IVAS rejected or is there a reason some are rejected more than others?
Thanks
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Sat Apr 30, 2016 3:12 pm
Quote
Most are accepted and I am sure you will be ok. It does all depend sometimes on who your creditors are. As long as 75% by value of your debts voted in favour on the day then you are fine. Everybody else will be included whether they like it or not!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

Greg.12

User avatar
Posts: 19
Joined: Wed Mar 23, 2016 2:25 pm
Post by Greg.12 » Sat Apr 30, 2016 3:14 pm
Quote
Thanks. Is there any creditors that normally reject IVAS that you know of? My main ones are M&S and Santander and barclaycard. Thank you
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Sat Apr 30, 2016 3:19 pm
Quote
You should be ok with those - it's usually HMRC and NRAM who are awkward but of course you never know.

Barclaycard were one of ours but they accepted.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:
Post by Shining » Sat Apr 30, 2016 6:08 pm
Quote
Fingers crossed that on Tuesday when you ring, or hopefully they'll ring you first thing, that things are accepted and you'll be on your way to debt freedom.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Top
 
 

watzki

User avatar
Posts: 353
Joined: Sun Dec 20, 2015 6:52 pm
Location:
Post by watzki » Tue May 03, 2016 6:27 pm
Quote
Hi did you get accepted for your iva
Today 1st of December 2016 the vultures finally flew away
Top
 
 

Greg.12

User avatar
Posts: 19
Joined: Wed Mar 23, 2016 2:25 pm
Post by Greg.12 » Tue May 03, 2016 6:31 pm
Quote
Hello everyone,

Sorry I was meaning to post on here.
Yeah I emailed again this morning and asked whether there was any news to which I got a reply to say they tried to call me Friday to let me know my IVA was approved! I didn't have a missed call however I didn't really mind as I am so happy it was approved!!
Top
 
 

watzki

User avatar
Posts: 353
Joined: Sun Dec 20, 2015 6:52 pm
Location:
Post by watzki » Tue May 03, 2016 7:03 pm
Quote
Congratulations Greg,good luck on your journey,it's a bit of a slog but the time does fly.Keep looking and posting on this forum it's a godsend posters like kallis foggy lesley to name three are a wealth of knowledge.
Today 1st of December 2016 the vultures finally flew away
Top
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Tue May 03, 2016 7:11 pm
Quote
Great news Greg !!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Post by luluj » Tue May 03, 2016 7:56 pm
Quote
Excellent start to a new month ... well done x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Tue May 03, 2016 8:06 pm
Quote
That's brilliant Greg - really pleased for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
Post Reply
32 posts Page 2 of 3
Return to “Ask IVA Forum and Industry experts”