My letter of full implementation has arrived. I was expecting a certificate. What do I do with it?

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Peterdt41

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Post by Peterdt41 » Sat Jun 11, 2016 3:28 pm
At last I've finally finished my IVA and my letter of full implementation has arrived. I was expecting a certificate which seems to be referred to in these forums.
Just one question; what do I do with it?
 
 

kallis3

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Post by kallis3 » Sat Jun 11, 2016 3:31 pm
Hi,

It's not actually a certificate, just a letter.

Keep it as you never know if you will need it in the future i.e to clear up any defaults on your credit accounts.

Well done on reaching the end.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Foggy

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Post by Foggy » Sat Jun 11, 2016 3:48 pm
Hi Peter and congratulations. It is often referred to a a certificate of completion, or notice of completion, but is simply a paragraph on an A4 sheet of paper confirming that the IVA has finished and that you are free of the debts included in it.

I do believe at least one IP does actually print this up as a certificate.

For after IVA clear up have a read here:

http://debtcamel.co.uk/repair-credit-record-iva/
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

footiemad

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Post by footiemad » Sat Jun 11, 2016 4:07 pm
Congratulations Peter. Didn't take too long after all!! Pleased for you and hoping that my cc will be just as quick.
 
 

Shining

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Post by Shining » Sat Jun 11, 2016 6:46 pm
I know what you mean,I was expecting a certificate and got a piece of A4 paper - all the hype and then that, either way it's valuable, look after it and a good link above to offer some advice.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

relieved33

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Post by relieved33 » Sat Jun 11, 2016 8:15 pm
We had certificates from Cleardebt as well as official documentation.
 
 

Helen.k

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Post by Helen.k » Sat Jun 11, 2016 10:01 pm
Ours aren't even on headed paper and the signature is a computer print out! But it's got all the right words on it and that's all that matters to us. Well done
getting there ....

Got there!!
IVA started 27/10/2010
final payment 27/10/2015
CC received 6/5/16
Off the register 5/8/16
 
 

kallis3

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Post by kallis3 » Sat Jun 11, 2016 10:21 pm
I'm with you Helen - I got that all important bit of paper and I didn't care if it was headed or not.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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