I'm glad we were able to be of assistance lawbel. You are in good hands with Andy.
We're here for you at any time whether it be advice or support, or both.
Don't forget to let us know how you get on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Melanie, Andy was excellent and explained it in plain english what IVA is and the whole process involved Hubby is acting like he has won the pools he said he has been trying for ever to make me see I had a problem with spending!!! The comp CAB had recommended were good but as you said used to dealing with corporate rather than personal debt.
This site is such a support for anyone starting out on the iva road, myself included. Please keep us uptodate with your progress.
My creditor calls started the day after missing the first payment (Nov) and they still ring me up to 10 times a day now!
All creditors have had letters explaining my situation, and most have replied saying thanks for letting us know, and please update us, but then they ring again! I never answer, it's pointless trying to explain to someone in a foreign call centre about iva's, they will not listen, and it causes me great stress. So, i now just reject the calls on my mobile, and the one's to my home number now go straight to answer machine.
