Fair enough Jan, it does reinforce the need though, as we are all at pains to stress, to take more than one viewpoint on things before making a decision.
As for "hiding" £600, well, the less said about that the better quite frankly.
Regards.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself
My thoughts exactly! The woman reckoned that we had too much in outgoings and needed to trim some back before they would allow us to look at an IVA.
Yes, we should have carried on trying, but I suppose having been turned down by two companies, and not having looked on the internet (which I should have done), we took the lifeline thrown at us, as do so many others. Fortunately, it has turned out ok for us.
If I had found this forum first, or done some research myself, I would have phoned a few more companies first!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
