If one's partner returns to work during an IVA, can the creditors insist that the other, self-employed, partner maintains the same level of work. Could one legitimately argue that childcare and a reduction of hours to a more reasonable level prevents one from earning the same (the IVA is joint). This reduction would obvioysly be supported by one's tax return.
It would really depend upon your circumstances. At the annual review stage the IP will look at both incomes to see if fair shares are being paid towards shared expenditure. This is usually worked out on the basis of salary levels.
If your childcare and hence reduction in hours is a reality, rather than a reason for not wanting to pay, the IP is bound to take this into consideration.
