Hi,Once in an IVA, can you change IP

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hara33

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Post by hara33 » Sun May 31, 2009 9:57 pm
Hi,

Once in an IVA, can you change IP and rearrange the terms in a new IVA if your not happy with your existing company? My IP has not provided a detailed statement of payments and has not recognised all payments made.

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kallis3

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Post by kallis3 » Sun May 31, 2009 10:04 pm
Hi hara,

The simple is answer is no, you cannot change your IP without going to court and it costing you a lot of money.

Which company are you with? How do you know that they have not recognised your payments?
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Adam Davies

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Post by Adam Davies » Sun May 31, 2009 10:05 pm
Hi
No, you can't change IP by your choice.
You could fail your IVA and seek a fresh one but this would be ill advised.
What problems have you had ?
Regards
Andam Davies
 
 

MelanieGiles

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Post by MelanieGiles » Sun May 31, 2009 11:07 pm
You should send them a stiff letter confirming all of the issues you ar concerned about, and giving them a timeline in which you deem a response to be provided. If they do not respond then you can always revert to a complaint to their regulatory body - but this should only be done if you have fully exhausted all other routes first.
Regards, Melanie Giles, Insolvency Practitioner
 
 

shuli_b

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Post by shuli_b » Mon Jun 01, 2009 8:42 am
your relationship with IP is key to the success of you IVA. you must feel secure and comfortable to address any of your concerns no matter how small or big they are with your IP. I feel really bad that you are having problems.

best option is to try what melanie states, only then consider other options.
EVERYTHING HAPPENS FOR A REASON................
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stoneyB

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Post by stoneyB » Mon Jun 01, 2009 9:06 am
My guess is that IP's are becoming snowed under at the moment. A tone of understanding (however much you feel is undeserved) wouldn't go amiss. You never know when you might need some consideration back from your IP!
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