My wife has been approached by lloyds tsb to pay an amount that is already being paid by my IVA can they do this and is it legal?
she was a co-signee for one of the debts but lloyds have accepted the amount in my IVA.
If the debt is in joint names, or your wife was a guarantor, then even though it is included in the IVA, she will be chased for the full amount as you are both jointly and severally liable for it.
If she cannot afford to pay the full amount each month, then she needs to try and negotiate lower payments with them.
Last edited by kallis3 on Wed Jul 15, 2009 9:28 pm, edited 1 time in total.
Sharing from experiences of dealing with debt
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