What will it cost to get credit reports from all three agencies? I've had the completion certificate for a couple of months now so thought it may be time to check the reports. Is it actually worth checking? I don't plan on obtaining any credit before the 6 year period is up which as I ended early by F&F will be February 2011 when it all drops off. Shall I just leave it until then??
Thanks
Lewis
Your statutory credit report will cost £2 from each of the three agencies...
Experian
Equifax
Call Credit
See their web site for details how to obtain.
Send a copy of your Certificate of Completion to them so they can mark your IVA as satisfied. Check that creditors have not put on defaults after the date your IVA was agreed.
If you surf regularly, you'll notice the adverts regularly advertising free credit reports.
I would advise that you browse the homepages for the credit agencies so that you can check out their contact details and send copies of the completion certificate after which you should receive confirmation of an update.
Following that, I would look at applying for a free copy of your report using some of the links that you come across, but don't forget to cancel any subscriptions before you are required to pay after a free trial.
Well done - relax and enjoy!
Kind regards,
Angela Rosler
Insolvency Manager
Helping people with their debt problems for nearly 10 years.
Contact me directly for free, impartial, confidential help and guidance.
Nice to put a face to the name Angela! All we need to do now is get Michael Peoples picture on. Am sure I have an old one taken at an office party somewhere!!
