Hi....my partner and I are on a Iva

[krailton]

Hi....my partner and I are on a Iva thats been running 26 months now...i have been getting calls leaving messages from a company called 1st credit chasing a debt i had with my ex husband 8 years ago...i have had no contact with them or paid them anything for over 7 years...the keep ringing 3 times a day and it plays a recorded message to contact them with a reference number...so sure what i can do and should i contact my iva company and tell them worries sick about this
thanks you

[MelanieGiles]

Spot on LadyH!!

[Lisa2009]

If you have had no contact with the said creditor for over 6 years then ladyh is correct. The debt is now Statute Barred under the Limitations Act 1980.

http://www.hmrc.gov.uk/manuals/ihtmanual/IHTM28384.htm

The above link explains

[krailton]

this debt company i think has bought the debt from another company and have heard that they dont give up even if statute barred i googled their number so i think i will ring the iva people and see what they say thank you for everyones help

[kallis3]

They have no option but to give up - they cannot pursue the debt if there has been no contact within 6 years.

Let them do their worst!

[Lisa2009]

They cant touch you, they are just trying it on. Quote to them the words from the link i posted. It's off the government website, tell them that.

[krailton]

thank you everyone for your help

[kallis3]

Let us know how you get on with them.