been on a 15% pay cut since april of this year have been told will get it reinstated in feb 2010 unsure what i do in meantime ref creditors will have enough for iva payments than have only a couple of pounds spare each month at moment
I take it you are looking at taking out an IVA? You need to make sure you have enough money to live.
A temporary debt management plan might be a solution until your pay is reinstated.
Speak to a professional - visit www.iva.com for a list of companies and reviews. Give one or two a ring and you will receive free and impartial advice as to all the options open to you and the best way forward for you circumstances.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
