But what's fair about everyone having to pay for their banking just so the banks can refund charges?
I agree that bank charges were too high in the past, but there has got to be some sort of penalty for an unauthorised overdraft otherwise we'd all do it!
By the time I am out of my IVA, the bank charges will be pretty much spent as I believe it is only 6 years you can claim for.
I'm just thankful that I've been given a second chance.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk