if my iva doesnt get accepted

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natasha.ar

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Post by natasha.ar » Sat Mar 13, 2010 5:38 pm
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if my iva doesnt get accepted can i go through the creditors myself and make lower payments to them if they accept it.
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Shining

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Post by Shining » Sat Mar 13, 2010 5:46 pm
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Hi natasha, if your IVA is rejected, then basically you'll be able to negotiate with them yourself but there is no guarantee they will either accept or freeze interest, a DMP might be another possibility and some fee paying companies have great results with these...do you have a meeting pending?

Welcome to the forum too x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Adam Davies

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Post by Adam Davies » Sat Mar 13, 2010 5:57 pm
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Hi
You will basically be back to square one so can either, as Lesley states, deal with your creditors yourself in a hope that they will agree reduced payments or use a company to manage a debt management programme for you
Regards
Andam Davies
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kallis3

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Post by kallis3 » Sat Mar 13, 2010 6:51 pm
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Hi Natasha and welcome.

Hopefully your IVA will be approved. If not though, I recommend that you take advice about doing a DMP.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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