Mobile Phone contract

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MrsKnight

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Post by MrsKnight » Tue Jul 06, 2010 9:00 pm
Ive been googling "mobile phone contract no credit check".
The majority are fine with "sim only" options.
Orange are supposed to be good if you pick a cheap handset n low tarrif & if you have a credit rating of a student or 0 record.
Virgin - seem to be the highest one accepting "bad credit" customers on cheap handsets/tarrifs.
O2 seem to be the worst - so all you still with your O2 contracts - stick with them ;-)
Im personally on 02 P&G n would be my no1 choice for a contract phone.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
 
 

kallis3

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Post by kallis3 » Tue Jul 06, 2010 9:11 pm
I've been with O2 since 2004 and really rate them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Tue Jul 06, 2010 9:13 pm
Can't remember when I joined them Jan but am with you on the rating them. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

phil732

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Post by phil732 » Tue Jul 06, 2010 9:15 pm
Orange are pretty good been with them since 1998, and no probs upgrading even when I was in IVA
 
 

antm

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Post by antm » Tue Jul 06, 2010 9:26 pm
I upgraded to the iphone as well, didn't have a credit check as i was already on the £45 a month tariff, this is built into my iva as i have no landline at home and i when i went into my iva i was doing store refits so the tariff justified my expense, i was constantly on the phone to builders and staff and sorting things out, im currently at the point where it would be good to get a lower tariff but still have a few months on my 24 month contract.
 
 

Shining

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Post by Shining » Tue Jul 06, 2010 9:31 pm
£35.00 for me x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

phil732

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Post by phil732 » Tue Jul 06, 2010 9:33 pm
ermmmmmm £25.00 for me.. (sorry lesley)x
 
 

molly16

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Post by molly16 » Tue Jul 06, 2010 10:01 pm
we have been with o2 throughout , and my contract is £25 pm but in dec we can drop it to £15 pm as we have been with them abut 10 years . just had a blackberry on my upgrade . my husband had my sons iphone on payg as he wanted some new handset . he offered it to me but unfortunately i cant use them , i have reynauds so when touching the screen on iphone it doesnt register as my fingers are stone cold !!! bit of a buggar , i like the
iphone
 
 

MrsKnight

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Post by MrsKnight » Wed Jul 07, 2010 10:55 am
Oooops I ment 02 are the worst to get a phone & contract with if you have "bad credit".

I personally think 02 are the best at everything even on P&G you get great deals. Just unfortunate I cant get a contract with them - never mind!
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
 
 

flow13

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Post by flow13 » Wed Jul 07, 2010 11:13 am
We are with Virgin on Pay as you go, but next year when the iva finishes we are looking to get a contract as I have been told by the good experts on here, it can help to build credit rating again. x
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
 
 

MrsKnight

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Post by MrsKnight » Wed Jul 07, 2010 11:18 am
Yes quite agree flow a mobile contract does help your credit rating & I will be looking into it to after my IVA.
But you will find your IVA wont drop off your credit file till a year after your IVA has been completed.
I had a mobile contract before my IVA but told to get rid n switch to P&G to reduce my expenditure to enable to offer more to my IVA payments - something I really regret now n wish I had not done as I was told - but we live n learn.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
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