my IVA finished about a week ago, Iwant to take advantage of one of the numerous new car deals on the market at the moment is this possible just now or would i be refused as the iva has just finished
Well done on finishing your IVA. To be honest your credit history is shot for 6 years in total so it would be very doubtful if you would pass the credit check.
Could you maybe ask a family member to take out the finance for you or alternatively wait until your credit history is cleared up.
You could try Dunctons as they do car deals for those with a less than perfect credit history. You need a deposit though and the APR is quite high.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
you lucky devil-i cant afford a new pair of shoes at the moment-roll on the next six years!!!(only 3 months in)ive got a wishlist a mile long of things id like to buy when we finish the iva.
What about carcraft-ive heard theyre ok for credit-fairly high interest though!!!but only 99 quid deposit and drive away!!
Good luck for the future Keith.mm and enjoy the freedom-youve earned it!!
full and final accepted January 2015
iva agreed; August 2010
iva would have completed; August 2017
extra year thank's to NRAM
hi andrea thanx for that advice I was like you when I first started mine but gradually you think about it less from week to week and then suddenly its over.its taught me how to control my finances no credit ,no overdraft, nothing but if you really get to grips with it its suprising what you can acheive, ill never have a credit card again or an overdraft thats for sure, but i need a car and have never had a brand new one so as a treat for all the thrift over the past few years i think i can afford this for once, i might just save,save,save until ive got enough money that way totally debt free
well done on reaching the end of your journey. I really hope you managed to sort this out. I think I too would prefer to just save and save until there is enough. Hate the thought of any credit again
