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Peasy
- Posts: 20
- Joined: Sun Apr 12, 2009 3:44 pm
- Location: United Kingdom
Hi all,
6 years from my start date is up in February. I have checked with all 3 agencies and my report shows 2 of the accounts with a settled date in 2006 rather than 2005 so I call them up and ask them to correct the date to 2005 and they say that is is update as settled when they received the cheque from the IVA people so they never actually had a default date!I think they sold their debt as well. Therefore they say it wont be until 2006 when those 2 accounts will come off. Can they do that? I thought they had to have a defualt date?? Just when you think its coming to an end......
All done, what a relief!
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Adam Davies
- Posts: 14596
- Joined: Thu Mar 29, 2007 12:21 pm
- Location:
Hi
Accounts will not always be defaulted I'm afraid and I think the creditor may well be within their right to leave the data as it is.
You may have to wait another year to start rebuilding your credit rating
Regards
Andam Davies
