Yes, keep hold of the letter when it arrives. Check now with the credit reference agencies and make sure that there are no defaults registered after the date of IVA acceptance - if so then write to those creditors enclosing a copy of the letter of completion and tell them to remove those defaults.
You've got plenty of time - your IVA will remain on your record until the full six years from acceptance.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Congratulations harveya ,completion certificate will take a few months depending on how long it takes your IP to disburse the final dividends to your (X) creditors,you will also get a final statement,its worth keeping a eye on your credit rating,although it will take 6 years from the start of your iva before your defaults start to drop off.
Once you have that letter you can get the creditors to remove anything registered after the date of acceptance - you don't have to wait for the six years. Anything before the IVA is accepted will drop off after the six years anyway.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
