IVA coming off your credit report

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PJA

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Post by PJA » Wed Jun 08, 2011 12:22 pm
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Hi Folks,

Quick question....Does the IVA come off your credit report 6 years from the date the IVA starts or completes?
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kallis3

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Post by kallis3 » Wed Jun 08, 2011 12:23 pm
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Hi PJA,

It's from the date of acceptance.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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PJA

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Post by PJA » Wed Jun 08, 2011 12:30 pm
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That was a quick reply! Thanks!

I had seen a post that said it was 6 years from the completion which confused me!
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kallis3

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Post by kallis3 » Wed Jun 08, 2011 12:43 pm
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No, it's from when you started. You will need to check your credit record once you have completed though to make sure that there are no defaults registered after the date of completion. If so then you'll need to write to those creditors to get them to remove them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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plasticdaft

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Post by plasticdaft » Wed Jun 08, 2011 12:54 pm
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Yup 6 years from the start,and as Jan says watch out for defaults registered after the date the iva was agreed!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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