Get expert opinion. This is the place for new questions to be posted.
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Broke of London
- Posts: 7761
- Joined: Sun Sep 05, 2010 6:04 pm
- Location: United Kingdom
If you repay your debts in full, then go ahead and reclaim. I only have a problem justifying it when the creditors write off debt and then people ask for more money back. I'd feel ashamed to but if others feel an endless entitlement then get on with it.
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myles
- Posts: 16
- Joined: Mon Apr 27, 2009 7:17 pm
- Location:
having read your posts. i think you are all right and i should draw a line under it. the firm i was delaing with was glad brkes . advert on tv.. they sent me all the paperwork this morning to sighn and send back within 14 days, can i just send it all back with a covering cancellation to proceed letter , i just dont need the hassle. any advice on what to do now will be appreciated.. i dont want to ring gladstone brookes as ive heard on other forums they are a bit pressureing to continue.. wish i hadnt rung them and had seeked all your advice before i did.. it looks easy but i dont think it is. any help on what to do with this form pack now please.. thanks. myles... and sorry again for not seeking advice from you lot before i rang them.. what was i thinking...
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stephendl
- Posts: 56
- Joined: Sat Jan 17, 2009 3:14 pm
- Location: United Kingdom
I did the same thing and have successfully claimed back 1 out of the 3 ppi claims post IVA. 2 are still ongoing, awaiting final responce. If you belevied you where miss sold and it is proven you where miss sold or decided by the ombudsman. You have every right to claim back what was miss sold to you. Good luck!
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MrsKnight
- Posts: 3225
- Joined: Thu Nov 13, 2008 12:52 pm
- Location: United Kingdom
Hi Myles, don't worry & don't be sorry.
If you are not confident on the phone, write a cover letter canceling the whole agreement that you have made over the phone & just send everything back to them.
They won't harras you to go ahead & personally I think your doing the right thing. Well done for getting through & completing your IVA. Send back the paper work & put this all behind you, you have a debt free future to enjoy! X
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
Lyns x
