They didnt vote on ours as well. I think they are awash with money and like people have said if they do lose a few they can afford it. I guess its just a numbers game.
Agree it sucks. I took a job doing a 60 hour week (Been doing for 3 years now) so my creditors could get more money and it is really starting to take it's toll on me now.
I've got a list of financial institutions (Not the list for those to be rounded up when I'm El Presidente of the UK, that's a different one [:D]) who I will avoid when I get out of debt and I go out of my way to tell people to avoid.
1st payment Oct 2008, last payment Dec 2013. Certificate received March 2015 due to PPI claim.