Is it a problem for me to use credit card after F@F in December 2010?

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gambler

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Post by gambler » Wed Aug 03, 2011 6:42 pm
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I did a full and final iva in Dec 2010.
My wife [not on the iva] is the mainholder of a credit card which I have a joint card, is it a problem for me to keep using my card?
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ginger3232

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Post by ginger3232 » Wed Aug 03, 2011 7:50 pm
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gambler - you a 2nd card holder(not joint card holder) and have no legal responsiblilty for debt on the card - it all in your wifes name
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Devilish

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Post by Devilish » Wed Aug 03, 2011 7:54 pm
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Can't see a problem with that...Any debt on that card is on the original holder's name (and credit file).
IVA Completed!
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plasticdaft

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Post by plasticdaft » Wed Aug 03, 2011 10:00 pm
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Does your wife know you have the card?

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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