My pension contributions will go up next year and I may very well lose my enhanced pay for a Saturday and my call out payment may be going down which is going to make quite a difference to my income.
I'm still desperately trying to retire early so that I can use my lump sum to pay off both of our IVA's.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk