Today my darling husband was refused public liability insurance as his wife, me, has an iva....... and he is new to england and has no credit history yet.
My iva was set up long before i knew him and was a result of previous marriage breakdown. once part of a couple with an income of 120K following his infidelity im on my own and how fast the banks closed to doors on me and ho disinterested solicitors were in tring to recover any of my money from the sly old fox.
how unfair that my gentle kind new husband is treated like some criminal and now struggles to make his way fiancially because of me and my past mistakes...
I am so ashamed........so very very ashamed. i did not realise he would have every door slammed in his face this way. Is this fair? is this legal?
It may not be to do with your IVA if you have no joint debts. It is probably all to do with the fact that he has no credit history in the UK.
Hopefully one of the experts can help further.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Maybe you are correct. Although the questions were stopped as soon as he advised of my iva so Im pretty sure and so is he that that was the problem. they didnt even bother taking the application further.
how will he achieve a credit history with this discriminatory attitude towards him. He was hopeing to try and do some self employed work in the evenings to try and help us out a little more.
Sorry but as he is not a UK citizen then he will have problems getting any credit or insurance over here.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
We do have a poster on here, forgive me, I think his forum name is Coveritall. He might not be able to assist, due to nationality restraints, but will be able to explain whether your husband, as a foreign national, is able to get insurance in the UK.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
lol, tell me about it. car insurance was a nightmare.
just something else my iva does not want to take into account....he is sales only commission. so if he doesnt sell, then i have to pick up his car insurance tab. There is no recourse to public funds... our own money no state help. And he wouldnt have it any other way. he is a proud man.
at least things cannot stay the same. I will await the next change..
I do think that all of this may be due to his nationality - speak to CAB to see if they can help.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
