When this question cropped up I went to my existing lender who was fully aware of my circumstances "Brittania Building Society " they had no problems issuing a letter saying they would not lend me any money.
I then went to the Yorkshire Bank who are my bank and eventually they issued me a letter saying they would only loan if I went through a full credit check which as mine was shot was taken as a refusal without the application my I/p accepted both
Thanks everyone. I am waiting on a letter from my mortgage lender at the moment but I think I need to just grasp the nettle and go into a branch of somewhere and try to get a letter - they don;t make this easy do they )
They don't - I'll be in your position later in the year - not looking forward to it!!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk