Hurray!!!! Can't believe we are finally in year 5 of our iva. Never thought we'd get here, but we have! Got our year 4 annual review report today. Everything staying the same so, with the wind in the right direction, & all things being equal, this time next year we'll be completing our iva!
Only thing I'm concerned about is the fact that I sent in our house valuation (no equity so no remortgage), and when I rang our iva company, I was told everything's ok, don't have to do anything with reagrds that, but in the report, it says we are to obtain valuation in year 4! Think I need to ring them on Monday, unless anyone has any suggestions as to why it would say this?
To all of you out there just starting the process, or thinking of doing so, I would say go for it! The 5 years fly by, and think that at the end of it you should have no more money worries! Best decision we made, and it's certainly taught us a lot. [:D]
I think you may be ok with the remortgage as you have sent everything off.
You can speak to them on Monday if you like just to make sure.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk