I have just finished paying my IVA, however when the last payment was taken, they stated that I have excess charges. I would appreciate knowing what these could be.
No idea on this - I think you need to speak to your IP company and ask what they are.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk